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Richmond Community Federal Credit Union, your member-owned financial institution, is committed
to providing you with competitive products and services to meet your
financial needs and help you reach your goals. We are equally committed
to protecting the privacy of our members. Under federal law, we are
required to give you this privacy notice. It describes our credit
union's privacy policy and practices concerning the personal information
we collect and disclose about our members. It also includes information
about the parties who receive personal and sometimes nonpublic information
from us as we conduct the business of the credit union. |
If after reading
this notice you have questions, please contact us at: (706) 790-1776
or write to:
Member Services Representative
Richmond Community Federal Credit Union
PO BOX 15
Gracewood, GA 30812
or
Toll Free: 1-877-681-1055 |
Information
We Collect About You
We collect nonpublic personal information about you from the following
sources:
- Information
we receive from you on applications and other forms
- Information
about your transactions with us
We may disclose all of the information we collect, as described
above, as permitted by law.
Parties Who Receive Information From Us
We may disclose nonpublic information about you to the following
types of third parties:
- Financial
Service Providers, such as insurance companies, and mortgage service
companies
- Non-financial
companies, such as consumer reporting agencies, data processors,
check/share draft printers, and plastic card processors
Disclosure
of Information to Parties That Provide Services to Us
In order for us to conduct the business of the credit union, we
may disclose all of the information we collect, as described above,
to companies that perform marketing or other services on our behalf
or to other financial institutions with whom we have joint marketing
agreements so that we may provide members competitive products
and services. We may also disclose nonpublic personal information
about you under circumstances as permitted or required by law.
These disclosures typically include information to process transactions
on your behalf, conduct the operations of our credit union, follow
your instructions as you authorize, or protect the security of
our financial records.
To protect our members' privacy, we only work with companies that
agree to maintain strong confidentiality protections and limit
the use of information we provide. We do not permit these companies
to sell the information we provide to other third parties.
Disclosure of Information About Former Members
If you terminate your membership with Richmond Community Federal Credit Union, we will not share information we have collected about you,
except as may be permitted or required by law.
How We Protect Your Information
We restrict access to nonpublic personal information about you
to those employees who need to know that information to provide
products or services to you. We maintain physical, electronic,
or procedural safeguards that comply with federal regulations
to guard your nonpublic personal information.
What Members Can Do To Help
Richmond Community Federal Credit Union is committed to protecting the
privacy of its members. Members can help by following these simple
guidelines:
- Protect your
account numbers, plastic card numbers, PINs (personal identification
numbers) or passwords. Never keep your PIN with your card, which
can provide free access to your accounts if your card is lost
or stolen.
- Use caution
when disclosing your account numbers, Social Security numbers,
etc. to other persons. If someone calls you explaining the call
is on behalf of the credit union and asks for your account number,
you should beware. Official credit union staff will have access
to your information and will not need to ask for it.
- Keep your
information with us current. If your address or phone number changes,
please let us know. It is important that we have current information
on how to reach you. If we detect potentially fraudulent or unauthorized
activity or use of an account, we will attempt to contact your
immediately.
- Let us know
if you have questions. Please do not hesitate to call us - we
are here to serve you!
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