IRA Certificate Account -
Retirement Savings Made Simple

Have you been dreaming about what you will be doing when you retire?
Whether you plan to travel the world or just relax in your rocker,
it will take money to live after you retire…

An IRA Certificate Account is a great way to put away money for your future.
Richmond Community FCU offers a 12 month IRA Certificate Account with a minimum
opening balance of $500. The dividends are compounded and credited quarterly. The IRA
Certificate Account typically has a very competitive dividend rate.

You may have retirement funds from a previous job and you would like a safe, secure way to move your money and know exactly what you are earning during a 12 month period. If you have some extra savings, it would be wise to start putting some of it away for retirement.

Even if you have a retirement plan where you work, it never hurts to have another nest egg to fall back on when it is time to retire.
When the IRA Certificate matures in 12 months, you have the option to roll it over year after year.

It is just that simple!
Please ask a representative if you have any
questions about our IRA Certificate Accounts.

Richmond Community FCU
has joined forces with ITS
(Identity Theft Solutions)
to help combat identity theft.
(To detect, prevent and mitigate ID theft)

Welcome to IDTheft Solutions

Identity Theft Solutions Corporation (ITS), a national leader in fraud protection and resolution services and products, provides a broad range of solutions to individuals, enterprises and service providers. The company is a leading provider of state-of-the-art personal, business and criminal
justice solutions training and consulting services - specializing in proactive security measures, crisis management planning and victim restoration services.

What Identity Theft Solutions does for you:

• Fraud alert on credit bureau reports
• Reimbursement plans (for time lost from work) multiple purchases, credit report fees, lawyer fees, etc.
• Credit monitoring
• Recovery services—Fully managed recover with personal advocate; with personalized recovery plan; victim is returned to pre-event status.

This service will be FREE for the months of April, May and June.
(Beginning July 1, your account will be charged $1.95 for this service unless
you choose to opt out.) You may opt out on the Richmond Community Federal Credit Union website, or you may come in to any branch and sign an opt out form.