Richmond Community FCU
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VISA® Credit Card

At Richmond Community Federal Credit Union, we offer the Visa Classic credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a Richmond Community FCU Visa Card. You'll enjoy the following benefits:

  • Fixed rates
  • 25-day grace period
  • No transaction fee on cash advances from your credit union
    (interest accrues from the day of the advance)
  • Optional life and disability insurance available at low rates
Verified Visa
Please click here to report a lost or stolen Richmond Community FCU Visa Classic card.

Annual Percentage Rate for Purchases 6.9% - 17.9%
Other APRs Cash Advance 6.9% - 17.9%
Grace Period for Purchases 25 DAYS
Method of Computing the Balance for Purchases Average Daily Balance
(including new purchases)
Annual Fee NONE
Minimum Finance Charge $0.50
Transaction Fee for Purchases NONE
Over-Credit-Limit Fee: $20.00
Late Payment Fee: $20.00 if paid ten (10) or more days after due date. Late payments and over-limit transactions violate your VISA account agreement