Richmond Community FCU
 
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Loan Rates
* These are the standard rates in effect as of June 27, 2008. Your rate may vary upward or downward due to your credit score. Contact a loan officer for details.
LOAN TYPE ANNUAL PERCENTAGE RATE DAILY PER. RATE  
Shared Secured
4.50% 0.0123288%  
Boat 
7.50 - 15.50% 0.0205479% - 0.0424658%  
Motorcycles  
7.50 - 15.50% 0.0205479% - 0.0424658%  
Motor Homes  
7.50 - 15.50% 0.0205479% - 0.0424658%  
Home Equity Line of Credit
5.00% 0.0136986%  
First Mortgage
6.00% 0.0171233%  
Second Mortgage
7.00% 0.0191781%  
Line of Credit
13.00% - 18.00% 0.0328767% - 0.0493151%  
Personal
13.00% - 18.00% 0.0356164% - 0.0493151%  
New Furniture
7.50 - 15.50% 0.0205479% - 0.0424658%  
Farm Equipment  
7.50 - 15.50% 0.0205479% - 0.0424658%  
New & Used Auto
    Retail Value
24 Months
6.90% - 14.90% 0.0189041% - 0.04082119% up to $5,000
36 Months
6.90% - 14.90% 0.0189041% - 0.04082119% 5,001 - 8,000
48 Months
6.90% - 14.90% 0.0189041% - 0.04082119% 8001 - 11,000
54 Months
6.90% - 14.90% 0.0189041% - 0.04082119% $11,001 - $15,000
60 Months
6.90% - 14.90% 0.0189041% - 0.04082119% over $ 15,000
72 Months
7.90% - 15.90% 0.0216438% - 0.0435616% over $25,000
Used Car (over 7 years)
     
Up to 60 Months
7.90% - 15.90% 0.0216438% - 0.0435616%  

Click here for the compound interest calculator or click here for the APR calculator.