| Share
Account Rates |
| Annual
Percentage Yield is accurate as of June 9, 2008. These
rates may change at any time without prior notice. A penalty
is imposed for early withdrawal. Fees could reduce earnings
on the account. |
| ALL
Share Accounts - Dividends Compounded & Credited Quarterly
/ Dividend Period is Calendar Quarter. |
| Account
Type |
Account
Balance |
Dividend
Rate - APY |
Regular
Share Account
Minimum
Opening Deposit $25.00
Minimum Balance to Earn the Stated APY $25.00
Account Transfer Limitations* |
| Less than $500.00 |
| $500.01 - $10,000.00 |
| $10,000.01
to $25,000.00 |
| Greater
than $25,000.00 |
|
|
| Special
Savings Account |
| Less than $500.00 |
| $500.01 - $10,000.00 |
| $10,000.01
to $25,000.00 |
| Greater
than $25,000.00 |
|
|
Christmas
Club Account
Account
Withdrawal Limitations* |
| Less than $500.00 |
| $500.01 - $10,000.00 |
| $10,000.01
to $25,000.00 |
| Greater
than $25,000.00 |
|
|
Vacation
Club
Account
Withdrawal Limitations* |
| Less than $500.00 |
| $500.01 - $10,000.00 |
| $10,000.01
to $25,000.00 |
| Greater
than $25,000.00 |
|
|
| IRA
Account |
|
1.70% - 1.71% |
| Share
Escrow Account |
| Less than $500.00 |
| $500.01 - $10,000.00 |
| $10,000.01
to $25,000.00 |
| Greater
than $25,000.00 |
|
|
Share
Draft Account
Minimum
Opening Deposit $100.00 |
|
|
| Certificate Account |
| Annual
Percentage Yield is accurate as of Jun 9, 2008.
These rates may change at any time without prior notice.
After your certificate is opened, the dividend rate is
fixed for the term. A penalty is imposed for early withdrawal.
Fees could reduce earnings on the account. |
| Minium
Opening Deposit |
$500.00 |
|
| Dividends
Compounded |
Quarterly |
| Dividends
Credited |
Quarterly |
| Dividend
Period |
Calendar
Quarter |
| Terms |
Dividend
Rate |
Annual
Percentage Yield |
| |
Fixed |
Fixed |
| 90 days |
2.00% |
2.01% |
| 6
months |
2.24% |
2.25% |
| 12
months |
2.72% |
2.75% |
| 15
months |
2.77% |
2.80% |
| 24
months |
2.77% |
2.80% |
| 30
months |
2.77% |
2.80% |
| 36
months |
2.77% |
2.80% |
| 48
months |
2.77% |
2.80% |
| Additional
Deposits: |
Not
Allowed |
|
| Withdrawls: |
Allowed-Dividends
Only |
|
|
*
For additional information regarding the above accounts, please
refer to the Truth-In-Savings
Fee Schedule
| IRA Certificate Account |
| Annual
Percentage Yield is accurate as of July 14, 2008.
These rates may change at any time without prior notice.
After your certificate is opened, the dividend rate is
fixed for the term. A penalty is imposed for early withdrawal.
Fees could reduce earnings on the account. |
| Minium
Opening Deposit |
$500.00 |
|
| Dividends
Compounded |
Quarterly |
| Dividends
Credited |
Quarterly |
| Dividend
Period |
Calendar
Quarter |
| Terms |
Dividend
Rate |
Annual
Percentage Yield |
| |
Fixed |
Fixed |
| 12
months |
2.77% |
2.80% |
*
For additional information regarding the above accounts, please
refer to the Truth-In-Savings
Fee Schedule.
|
