Richmond Community Federal Credit Union

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Share Account Rates

Annual Percentage Yield is accurate as of February 19, 2010. These rates may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

ALL Share Accounts - Dividends Compounded & Credited Quarterly / Dividend Period is Calendar Quarter.

Account Type

Account Balance

Dividend Rate - APY

Regular Share Account
Minimum Opening Deposit $25.00
Minimum Balance to Earn the Stated APY $500.00
Account Transfer Limitations*

Less than $500.00

Greater than $500.01

0.00%

0.10%

Special Savings Account

Less than $500.00

Greater than $500.01

0.00%

0.10%

Christmas Club Account
Account Withdrawal Limitations*

Less than $500.00

Greater than $500.01

0.00%

0.10%

Vacation Club
Account Withdrawal Limitations*

Less than $500.00

Greater than $500.01

0.00%

0.10%

IRA Account

0.60% - 0.60%

Share Escrow Account

Less than $500.00

Greater than $500.01

0.00%

0.10%

Share Draft Account
Minimum Opening Deposit $100.00

Greater than $0.01

0.00%

* For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.

Certificate Account

Annual Percentage Yield is accurate as of May 26, 2010. These rates may change at any time without prior notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Minium Opening Deposit

$500.00

Dividends Compounded

Quarterly

Dividends Credited

Quarterly

Dividend Period

Calendar Quarter

Terms

Dividend Rate

Annual Percentage Yield

Fixed

90 days

0.30%

6 months

0.40%

12 months

0.60%

15 months

0.60%

24 months

0.90%

30 months

0.90%

36 months

1.10%

48 months

1.10%

Additional Deposits:

Not Allowed

Withdrawls:

Allowed-Dividends Only

Renewable:

Nonautomatic

* For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule

IRA Certificate Account
Annual Percentage Yield is accurate as of May 26, 2010. These rates may change at any time without prior notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
Minium Opening Deposit	$500.00
Dividends Compounded	Quarterly
Dividends Credited	Quarterly
Dividend Period	Calendar Quarter
Terms	Dividend Rate	Annual Percentage Yield
	Fixed	Fixed
12 months	0.60%	0.60%

* For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.

Click here for the compound interest calculator or click here for the APR calculator.