Richmond Community FCU
 
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Share Rates
Share Account Rates
     Annual Percentage Yield is accurate as of November 16, 2012. These rates may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
     ALL Share Accounts - Dividends Compounded & Credited Quarterly / Dividend Period is Calendar Quarter.
Account Type Account Balance Dividend Rate - APY
Regular Share Account
Minimum Opening Deposit $25.00
Minimum Balance to Earn the Stated APY $500.00
Account Transfer Limitations*
Less than $500.00
Greater than $500.01
0.00%
0.10%
Special Savings Account
Less than $500.00
Greater than $500.01
0.00%
0.10%
Christmas Club Account
Account Withdrawal Limitations*
Less than $500.00
Greater than $500.01
0.00%
0.10%
Vacation Club
Account Withdrawal Limitations*
Less than $500.00
Greater than $500.01
0.00%
0.10%
IRA Account   0.25%
Share Escrow Account
Less than $500.00
Greater than $500.01
0.00%
0.10%
Share Draft Account
Minimum Opening Deposit $100.00
Greater than $0.01
0.00%
* For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.

Certificate Account
     Annual Percentage Yield is accurate as of November 16, 2012. These rates may change at any time without prior notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
Minium Opening Deposit $500.00  
Dividends Compounded Quarterly
Dividends Credited Quarterly
Dividend Period Calendar Quarter
Terms Dividend Rate Annual Percentage Yield
  Fixed Fixed
6 months 0.15% 0.15%
12 months 0.20% 0.20%
Additional Deposits: Not Allowed
Withdrawls: Allowed-Dividends Only
Renewable: Nonautomatic
            * For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.
 
Click here for the compound interest calculator or click here for the APR calculator.