Richmond Community FCU
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Regular Savings

When you become a member of the credit union a savings account is opened in your name. An initial deposit of $25 and a one time membership fee of $5 is required. All members must maintain a $25 balance in their savings account to remain a member, and demonstrate regular activity in their account to keep it open.

Other features of Regular Savings include:

  • A competitive interest rate paid quarterly on the average daily balance in your savings account. Click here for current rate information
  • Withdrawals: Members may make up to 12 savings withdrawals per year free of charge. After 12 withdrawals in one calendar year a $10 charge per withdrawal is applied.
  • Quarterly statements by mail.
  • Payroll deduction: You may have deposits to your savings account deducted directly from your paycheck.
If you have any other questions about regular savings accounts contact us.